Landcare NSW offers a bespoke and discounted insurance program for Landcare NSW member groups including Volunteer Workers Personal Accident, General and Public Liability, and Association Liability cover and is designed specifically for Landcare groups to safely conduct their activities, events and operation with appropriate cover.
2025/26 Insurance Offering
Please note the following key information and changes:
- In order to access and be eligible for insurance under Landcare NSW, a group must be a Member with Landcare NSW, or be a Regional Body.
- The costs for membership and insurance are determined based on your group’s 12-month expenditure.
- 12-month expenditure refers to the total amount of money spent over the 12 months immediately prior to lodging your application minus any monies given to other Landcare NSW Member Groups. This includes costs like staff salaries, contractors, rent, repairs and maintenance, utilities, program expenses, fundraising activities, grants, and administrative costs.
More guidance on how to calculate your expenditure can be found on our website and the membership application/renewal forms.
All individual entities holding membership and insurance, in their own right, is more equitable, allows more sophisticated member and insurance offerings and better governance and risk management at the local and state level.
Unincorporated groups are encouraged to access insurance via Landcare NSW to reduce the risk of being treated as a legal entity in the event of an incident or threat.
Our Insurer and Broker
Landcare NSW works with Aon Risk Services Australia Limited to offer a cost-effective insurance package that meets the needs and requirements of our member groups.
Insurance Products
The fees for the 2025-26 program offers cover from 1 July 2025 until 30 June 2026.
Volunteer Workers insurance
Death & Capital Benefit: $25,000
Weekly Benefit: $500
General & Product Liability insurance
Total Cover $20,000,000
Association Liability insurance
Total cover $20,000,000
Product Disclosure Statements & other Supporting Documents
Aon Risk Services Australia Limited Documents (updated 2025/26 documents will be made available in late May 2025):
- Not for Profit Protector/Association Liability Insurance Policy (PDF)
- Not for Profit General and Products Liability Insurance Policy (PDF)
- Not For Profit Facility Voluntary Workers Insurance Product Disclosure Statement (PDF)
- Not For Profit Voluntary Workers Group Personal Accident Insurance Policy (PDF)
- 2025-26 LNSW Insurance Frequently Asked Questions
- 2025-26 Membership & Insurance Fee Schedule
Disclaimer: The information provided by Aon Risk Services Australia Limited on this website/document is for general information purposes only, and it is not a substitute for professional advice. You should always consider the PDS/Policy wording before making a decision. Coverage may differ based on specific clauses in individual policies. Refer to the FSG on our website or by requesting a copy for our services and remuneration details.